Rent or Buy Analyzer

Compare net worth after N years if you buy the home versus rent and invest the difference.

Home price

CAD

Down payment

CAD

Interest rate

Amortization

yrs

Property tax (yr)

CAD

Maintenance (yr)

CAD

Home appreciation

%/yr

Monthly rent

CAD

Rent increase

%/yr

Investment return

%/yr

Time horizon

years

$72,207

Buying — net worth after 5y$315,928

Renting — net worth after 5y$243,721

Projected home value$811,492

Total interest paid$130,792

Total rent paid$178,387