Mortgage Calculators
Free, accurate Ontario mortgage calculators. Estimate your payment, see how much home you can afford, check prepayment savings, compare rent vs buy, and more.
Maximum Mortgage
How much home can you afford — GDS/TDS with the OSFI stress test.
Open calculator →Mortgage Payment
Estimate monthly, biweekly or weekly payments.
Open calculator →Mortgage Analyzer
Full amortization schedule and balance at the end of your term.
Open calculator →Payment Frequency
Compare weekly, bi-weekly, semi-monthly, monthly & accelerated options.
Open calculator →Prepayment Analyzer
See how a lump-sum payment shortens your amortization and saves interest.
Open calculator →Rent or Buy
Compare net worth after N years if you buy versus rent and invest.
Open calculator →Down Payment
Minimum down payment + CMHC insurance estimate.
Open calculator →Land Transfer Tax
Ontario LTT (and Toronto), with first-time buyer rebate.
Open calculator →