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Credit Rebuild Mortgages
Bruised credit? Missed payments, past bankruptcy, or a consumer proposal? We connect you with alternative and private lenders that look beyond your credit score.
Who this is for
- Homeowners with damaged credit or a recent bankruptcy or consumer proposal
- Self-employed borrowers who can't verify income traditionally
- Buyers who were declined by their bank and need a second chance
- People consolidating high-interest debt into their home to rebuild credit
Key benefits
- Access to 30+ alternative (B) and private lenders across Canada
- Flexible income and credit qualification — common-sense underwriting
- A clear 12-24 month plan to rebuild credit and move back to prime rates
- Debt consolidation options that lower monthly payments immediately
- Honest advice on cost, fees, and exit strategy — no surprises
How it works
1
Free discovery call to understand your credit story and goals
2
Full credit review and affordability analysis
3
Matched to the right lender — bank, alt-A, B, MIC, or private
4
Approval, appraisal, and closing coordinated end-to-end
5
Post-close credit coaching so you can renew at a prime rate
Frequently asked
Ready to talk it through?
A 10-minute call is all it takes to see what you qualify for. No credit pull to start.